I'm glad that you are still enjoying the story. There is a deliberateness to not using the name. I tried to fit it in elsewhere, but it did not seem right it seemed to me to be artificial so I scrapped it. The POV is done with purpose and you will just have to figure out where I'm headed lest I say too much.
The protagonists claim at least in his mind is not a hollow threat. He is broke however, he is confident he could find an ambulance chasing lawyer to take his case.
I'll see about the adverbs.
Indeed!